Policy / GNews Precious Metals Watch

How much money can you legally carry?

Carrying large amounts of local or foreign currency through an airport can lead to questioning, delays, or even seizure of funds if you fail to comply with declaration rules, says aviation expert K Anuradha Suresh. Airports enforce strict anti-money laundering and counter-terrorism financing regulations, and travellers may be asked to explain the source and purpose of the money with supporting documents. In addition to cash, items like traveller's cheques, money orders, physical securities and even gold may require declaration. As per RBI guidelines, Indian travellers can purchase up to USD 3,000 in foreign currency notes per trip (with specific exceptions), while the total foreign exchange, including cards and cheques, cannot exceed USD 10,000 without a formal declaration. Experts advise carrying only limited cash, using forex cards or digital payments where possible, and keeping proof of the source and purpose of funds, even for genuine reasons such as weddings or medical emergencies.